Terms & Conditions
Effective Date: 1st October 2023
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Please carefully read the following terms and conditions ("Terms") before enrolling in the insurance services provided by RTO Insurance. By enrolling in our services, you agree to be bound by these Terms, including the no-refund or bill credit policy.
1. Enrolment Period
Enrolment in our insurance service must occur within 48 hours of service activation. Failure to complete the insurance application within this timeframe will result in the denial of your insurance policy application.
2. No Refund or Bill Credit Policy
Once you have enrolled in our insurance services, premium support, or half bill ease services, please be aware that there will be no refunds or bill credits issued for any reason. This policy applies regardless of changes in circumstances, changes in service requirements, or any other factors. Please carefully consider your decision to enroll in our services before completing the application.
3. Agreement Acceptance
By enrolling in our services, you acknowledge that you have read, understood, and agreed to these Terms and any associated documents. You agree that your acceptance of these Terms forms a legally binding contract between you and RTO Insurance.
4. Eligibility
To be eligible for our insurance services, you must meet the eligibility criteria specified in your agreement, which may include but is not limited to age restrictions, residency requirements, and compliance with applicable laws and regulations.
5. Payment Obligations
You are responsible for all payments associated with the insurance services you have enrolled in. Failure to make timely payments may result in the suspension or cancellation of your policy, as outlined in your agreement.
6. Dispute Resolution
In the event of any disputes, including disputes related to billing or insurance coverage, we encourage you to contact our customer support team at [Insert Contact Information] for resolution. If a dispute arises, we will cooperate fully with you to reach a satisfactory resolution.
7. Changes to Services
RTO Insurance reserves the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may also update these Terms to reflect changes in our services or legal requirements.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy to understand how we handle your data.
9. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction] and any disputes shall be subject to the exclusive jurisdiction of the courts in United States Of America.
By enrolling in our services, you confirm that you have read, understood, and agree to these Terms and any associated documents. If you do not agree with these Terms, please do not enroll in our services.
If you have any questions or concerns regarding these Terms or our services, please contact our customer support team at insurance@retrographic.org. We are here to assist you with any inquiries you may have.